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The basic state health insurance coverage is set by law and identical across all health insurance providers, including:

  • Outpatient treatment Inpatient treatment from hospitals on the official list Emergency services including transport contributions and treatment

  • Medicines prescribed by a doctor

  • Pregnancy services such as antenatal classes, childbirth expenses and abortion

  • General healthcare (such as vaccinations and gynecological check-ups)

  • Rehabilitation services after an operation or serious illness

  • Illness when travelling abroad, although conditions apply.

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